Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Adobestock -- DATE OF ATTRIBUTION: 28/07/2025
Images from Southwest Mortgages Ltd -- DATE OF ATTRIBUTION: 28/07/2025
Images from Southwest Mortgages Ltd -- DATE OF ATTRIBUTION: 28/07/2025
Images from Southwest Mortgages Ltd -- DATE OF ATTRIBUTION: 28/07/2025

Learn About Southwest Mortgages Ltd

Southwest Mortgages Ltd is a trusted name in Cornwall for reliable, independent mortgage advice. Operating from our base in Truro, we’ve built a reputation for providing honest, straightforward support to clients throughout their property journey. Our approach is personal – we take the time to understand your financial goals, future plans, and individual circumstances before recommending any mortgage product. We believe in building lasting relationships and delivering expert service that’s always in your best interest. Whether you’re a first-time buyer, moving home, or investing in buy-to-let property, our local knowledge and professional insight make us the go-to mortgage experts in the South West.

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Our Services

Mortgage Brokers

As independent mortgage brokers in Truro, we have access to a wide range of lenders across the market. This means we’re not tied to one provider and can search for the most suitable mortgage deals based on your situation.

Buy-To-Let Mortgages

We assist landlords and property investors with expert advice on buy-to-let mortgages. Whether you’re purchasing your first rental property or expanding your portfolio, we can find competitive rates and guide you through the process with ease.

Mortgage Advice

Our mortgage advice is always clear, transparent, and tailored to your goals. We help clients understand the fine print, avoid costly mistakes, and make confident, informed decisions.

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Our services are designed to support clients through every stage of the mortgage process. From initial consultation to application and approval, we handle all the paperwork and communicate with lenders on your behalf. We explain every step in plain English and are always available to answer questions, review options, or provide updates. Whether you’re seeking help with residential mortgages, remortgaging, or specialist buy-to-let products, we offer impartial advice backed by years of industry experience. Our goal is to take the pressure off and make securing a mortgage as smooth and stress-free as possible. By working closely with you, we ensure the mortgage you choose fits your lifestyle and financial goals.

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Frequently Asked Questions

A mortgage broker can help you find deals you may not access on your own and save you time by managing the application process. Our knowledge of the market can often result in better rates and faster approvals.

Yes. We regularly work with self-employed clients and understand how to present income and documentation in a way that appeals to lenders.

Typically, lenders require a deposit of at least 20-25% for buy-to-let mortgages, but this can vary. We’ll advise you on what’s needed for your situation.